EQUITABLE PRICING
Traditional therapy business models rely on methods that create financial barriers for many in our community. We are building an evolving practice that seeks to center equity and collective care. Our use of an equitable pricing model is one way we are experimenting with a more equitable system.
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Each clinician at Our Collective has chosen their own market rate that reflects their financial needs to sustain their practice. Within Our Collective, our average market rate is $220. Clinicians' personal market rate may be lower or higher than our collective average.
Each clinician has assessed that their market rate would support our practice operations, license requirements, and wellness. We recognize this “market” rate impacts each person differently and disproportionately marginalizes folks who encounter barriers of racism, sexism, ableism, etc. To address this, we have developed the following scale and invite you to locate yourself within it.
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We also offer a more detailed guide of "locating yourself" via email prior to your free consultation.
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More of the foundation of this model can be found here
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CHOOSE YOUR FEE (45 Minute Session)
Longer sessions are prorated using the selected fee
Above Market Rate
5-25% More
Those who are able to pay a higher rate without experiencing hardship ensure that those who have fewer resources are able to pay a reduced rate for therapy.
Market Rate
Avg. $220
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We ask folks to select $220 if they are able to meet their basic needs comfortably along with a few expendable wants with this rate budgeted in.
Reduced Rate
5-75% Less
This is below market rate for those with limited financial resources. We are hopeful that you will be able to access support without financial strain.
HEALTH INSURANCE REIMBURSEMENT
We are out of network providers, but most insurance companies provide reimbursement for therapy. We will provide an invoice with all the information you need to obtain reimbursement.
Please ask if you have any questions! We are happy to help guide you through the health insurance process. Some initial questions to ask:
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1. Do I have out-of-network benefits?
2) Do I have a deductible and if so, what is it?
3) What is the maximum number of visits per year?
4) If there is no reimbursement, can I set up a “single-case agreement”?
5) What is the out-of-network reimbursement rate for the following procedure codes?
90834 (individual 45-minute psychotherapy) and 90837 (individual 60 plus minutes psychotherapy)
